Protect Your Private Information When Shopping Online

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Online Shopping Risks and Prevention

PayPal Makes Online Shopping Safe

Online shopping doesn’t have to be a risk. In fact, there are safe methods of purchasing your favorite items online. Unlike Amazon which has their own secure payment systems, independent online merchants do not have that luxury. These tips match well when you are shopping for the most secure holiday gifts.

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The solution? Middlemen payment systems like PayPal and Google Wallet. Fortunately, one of the oldest methods of online payment is also one of the safest, and that is PayPal. Of course, no online payment system is unable to be hacked, which was proven in 2014 by Duo Labs to help PayPal fix a vulnerability.

How to Stay Safe When Shopping Online

According to a study done by Big Commerce, an estimated 29% of shoppers admitted to being concerned about privacy when shopping online. With more than 192 million people who use the site worldwide, it’s important to know how to securely use the website and how to protect your information.In fact, many companies are choosing to boost their cyber security due to consequences by lawmakers.

If you worry about online shopping, choose an online payment system. Some of the security features that PayPal offers to protect your personal financial information are:

  • The PayPal website is encrypted, and if you use a secure connection, your information will be even more protected.
  • PayPal uses the same financial security features that most large financial institutions use.
  • PayPal offers buyer protection.

While PayPal is arguably one of the safest ways to shop online for both buyers and sellers, it is important to note that there are still vulnerabilities to the website and your data can still be hacked. However, there are some ways to remain safe when shopping online. These ways include:

  • Do not click on unfamiliar links in emails, on social media, or in text messages.
  • Keep the operating system on your phone, computer and other digital devices up to date.
  • Avoid public wifi when shopping online, and in general.
  • Shop with a connected credit card, not a debit card. This offers buyer protection and reduces the risk hackers can access your personal bank account.
  • Ensure the website is secured and encrypted by checking to see if it is HTTPS.

Credit Card Vs. Online Payment Systems

A credit card offers added protection to your purchases and your savings since it is not linked to your bank account. If someone happens to access your payment information through a website you made a purchase on there is no risk that your bank account and savings will be depleted. A credit card has the extra layer of protection and protection that the credit issuer offers.

To answer the question about which one is the safest, they both add extra layers of security to each other. For the best and safest way to shop online, attach only a credit card and never a debit card to your online payment system of choice to protect your bank account.

What Happens If My Information is Stolen?

If you’ve followed all of these methods to have an online shopping experience but you have encountered a problem where you’ve discovered spyware or malware on your computer, you can contact Secure Forensics at 1-800-288-1407. Our digital forensic expert works on a variety of cases from detection and removal of spyware on a computer to network forensics and everything in between.